A high DTI doesn't mean you can't buy — it means you need a plan. Here's how to move the number that's standing between you and a mortgage approval.

Student loans don't automatically disqualify you from buying a home. But how lenders count them depends on the loan type and your repayment plan. Here's how it works.

Your credit score affects which loans you qualify for — and what rate you get. Here's the breakdown by loan type, plus what actually moves your score before you buy.

Before you fall in love with a listing, find out what you can actually afford. Here's how Michigan buyers calculate a payment that works — not just qualifies.