Homeownership Journey

Escrow is convenient—but it can also quietly tie up more of your money than necessary. Here’s how to read your annual escrow analysis, spot red flags, and understand common Michigan “payment jump” scenarios (like taxable value uncapping after a purchase). Plus: what to do if you’re owed a refund. Escrow Feels “Set It and Forget It”… Until Your Payment Jumps Most homeowners pay property taxes and homeowners insurance through an escrow account . It’s convenient—your servicer pa

Understanding the Best Home Loan Choices When it comes to financing a home, the variety of loan products can be overwhelming. But here’s the good news: each loan type is designed with different needs in mind. Knowing which one fits your situation can save you money and stress. Fixed-Rate Mortgages: Stability in a Shifting Market Imagine locking in your monthly payment like setting your cruise control on a smooth highway. Fixed-rate mortgages offer just that—a consistent inter

When it comes to home loans, one size definitely does not fit all. The “best” loan depends on your financial health, your future plans, and the type of property you want to buy.

Ready to buy your first Michigan home? Learn how to get pre-approved for a mortgage with our step-by-step guide. Start your journey today!